Kenya has a wide range of Savings and Credit Cooperative Organizations (SACCOs) that cater to different sectors of the economy, including agriculture, education, transport, and finance. Here is a list of some of the most prominent SACCOs in Kenya as of 2024:
Top SACCOs in Kenya
- Stima SACCO
- Primarily serves employees in the energy sector but is open to other individuals. It offers savings, loans, and other financial services.
- Mwalimu National SACCO
- One of the largest SACCOs in Kenya, serving teachers and staff in educational institutions across the country.
- Unaitas SACCO
- Initially established as a farmers’ cooperative, Unaitas has grown into one of the largest SACCOs, serving various sectors beyond agriculture.
- Kenya Police SACCO
- Established to cater to members of the National Police Service and their families, it offers a range of financial products, including loans and savings.
- Harambee SACCO
- Serving government employees and members of affiliated bodies, it provides financial solutions such as savings and loan products.
- Chai SACCO
- This SACCO primarily serves members in the tea industry but is open to others, providing financial products tailored to agricultural and business needs.
- Afya SACCO
- Primarily caters to health professionals in Kenya, offering various savings and credit services.
- Waumini SACCO
- A faith-based SACCO that serves members of the Catholic Church, Waumini SACCO provides a wide range of financial products.
- Tower SACCO
- Based in Nyandarua County, this SACCO serves both individual and group members, offering savings, loans, and investment products.
- Safaricom SACCO
- Primarily serves employees of Safaricom and affiliated organizations, offering savings, loans, and investment opportunities.
- Ekeza SACCO
- A popular SACCO that was initially focused on real estate investments, though it has faced some operational challenges in recent years.
- Biblia Sacco
- This SACCO primarily serves religious organizations and individuals within the church community, providing savings and credit facilities.
- Kenya Bankers SACCO
- Established to serve employees within the banking sector, offering financial services such as personal loans, savings, and asset financing.
- Wanandege SACCO
- This SACCO serves employees in the aviation industry, offering competitive loan products and savings plans.
- Hazina SACCO
- Initially serving government employees, Hazina SACCO now caters to a wider range of members, including private-sector workers.
- Mombasa Port SACCO
- Focuses on members working at the Port of Mombasa and related industries, offering a range of financial services.
- Ukulima SACCO
- A cooperative that serves employees in the agricultural sector, offering affordable loans and savings products.
- Boresha SACCO
- Serves farmers, businesses, and professionals in the Rift Valley region, providing a wide range of financial services.
- Metropolitan National SACCO
- Formed by teachers and educational staff, it now serves other public and private sector workers as well.
- Trans Nation SACCO
- This SACCO operates in several counties and focuses on providing financial services to individuals and businesses in rural areas.
Other Notable SACCOs in Kenya:
- Imarika SACCO
- Nyati SACCO
- Mhasibu SACCO (Serving accountants and finance professionals)
- Nairobi Teachers SACCO
- Wananchi SACCO
